Corvette C3 Forum 1968 through 1982

insurance

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Old Jan 17, 2006 | 06:50 PM
  #1  
79vette's Avatar
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Default insurance

i have a 1979 vette that I want to use for car events. i plan on using it 4,000 miles a year at the most. i will be 55 yrs old in april,have a perfact driving record, live in california. I have tried j.c.taylor and Grundy. they both declined to insure me. I was told they insure cars that are 25yrs and older. any one know on another insurance company that will insure me at a good rate?
 
Old Jan 17, 2006 | 08:01 PM
  #2  
Lee Willis's Avatar
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Joined: Jul 2005
Posts: 2,105
From: Central North Carolina
Default RE: insurance

Are you trying to get insurance for the vale of the car, or simply coverage so you can drive it?

If the latter, just put it on you present insurance policy.

As to the later, I'd keep checking places: look through some Porsche and kit-car enthusiast magazines at newsstands. I know there are places that will insure a Hot rod kit car or an 99 Mu8stang GTR, so . . .
But realize that to insure that actual car for a specific value with Grundy, etc., you have to have receipts and proof that it was worth that. The value you attach to a 1979 vette and the value they accept might be far apart. How you resolve this I don't know. what does you regular car insurnace company say?
 
Old Jan 17, 2006 | 09:34 PM
  #3  
wrwalke's Avatar
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Default RE: insurance


Geico handles my '81 vette, as well as my '75 Bricklin. No problems, and decent prices from what I've shopped around. I have the vette at 5000 miles a year (the old girl is resting a bit after 211k miles), and the Bricklin is at 500 miles (when and if it ever runs). The policy is for replacement cost, so if it is a show car or highly customized, you'll have to have docs and appraisals. If you are willing to settle for book value, they just write the policy based on average sale prices.

bill.
 
Old Jan 18, 2006 | 10:55 PM
  #4  
Gkayea's Avatar
Joined: Nov 2005
Posts: 17
From: Wilmington, Delaware
Default RE: insurance

Hello, you may want to try American Collectors Ins. I have had my 73 Vette insured with them since it turned 25, and just recently insured my 87 Fiero gt with them, The creteria for it to be a collector car is it is a model no longer in production & at least 15 years old and we all know the Stingray is no longer in production , also no more then 2500 miles a year, I have both cars insured with a combined premium of around $380.00 a year. Also it cannot be modified.

Good luck,
Glenn
 
Old Mar 28, 2006 | 01:03 PM
  #5  
atsaubrey's Avatar
Joined: Nov 2005
Posts: 7
Default RE: insurance

i don't know how you would do but I have my 2006 Chrysler 300, 2006 Corvette and my 1980 Corvette all with ANPAC (based in MO and a excellent company I might add. Been with them for years and do have a few claims and nothing but pleased) Any how all three cars for $800/ 6 month. Now I am 33 years old, single and have a ticket or two. I have the "chrome" insurance they offer for collector cars on the C-3 and it cost me $16/ 6 months insured to $14000.
 
Old Mar 28, 2006 | 08:24 PM
  #6  
mech259's Avatar
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Joined: Jan 2006
Posts: 1,858
From: Lumberton, Texas
Default RE: insurance

That's strange, because I use Grundy for my '86. Now they also insure my '69 Camaro, so that is probably why the vette. [8D]
 
Old May 9, 2006 | 01:19 PM
  #7  
72 vette's Avatar
Joined: May 2006
Posts: 20
Default RE: insurance

I own a 72, I have my insurance with the Hagerty Insurance Company, www.hagerty.com, they are really ease to do business with. I think that I am able to drive 6k per year, to parades, shows, etc. and the cost is $174 per year.

Jim
1972 C3
 
Old May 10, 2006 | 12:13 AM
  #8  
payton34's Avatar
Member
Joined: Jun 2005
Posts: 81
Default RE: insurance

I have a stock 86 vette and hagerty insurance handles my policy. They are very nice and easy to deal with. Give them a try. I pay like $214 a year.

C-ya
Al-86
 
Old May 14, 2006 | 02:00 PM
  #9  
troussos's Avatar
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Joined: May 2006
Posts: 10
Default RE: insurance

It seems to me you may want to ask the company about their math. 2006 - 1979 = 25 yrs old. Hmmm.
 
Old May 14, 2006 | 02:05 PM
  #10  
troussos's Avatar
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Posts: 10
Default RE: insurance

Oops. I hit the (OK) butten before I entered this: (Silly laptop touchpad.)

According to my math, your car is 27 years old and therefore qualifies for their insurance if their criteria is 25 yrs and older!!
There! Now I'm done.
 
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